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Then stairlift insurance can give you the peace of mind you need.
There are a number of insurance providers/companies in the market place so be sure to consider your options carefully.
Stairlifts have a high value and can occasionally break. Therefore, getting stairlift insurance makes sense, especially if you are purchasing your stairlift for permanent use.
If you need assistance in finding stairlift insurance Contact us.
Stairlift Insurance: What Does It Cover?
As you may expect, there are different options when it comes to stairlifts insurance.
The standard warranty that comes with new stairlifts covers damage that is not accidental, i.e. not caused by you. However, our specialised mobility equipment insurance covers accidental damage such as theft or vandalism too.
We there are also several different options available so you can find the stairlift insurance that suits you.
Can You Insure Used Stairlifts?
Yes, you can insure used stairlifts too. The pricing will usually be different from if you were to insure a new stairlift as there are other factors involved. Again, just let us know the details when contacting us.
Stairlift Warranty – Peace Of Mind Warranties
If you are purchasing a new stairlift, there will be a 12-month warranty included by default in most cases. However, this warranty usually only covers certain damages. Therefore, it can be a smart move to ensure your stairlift, in case anything outside of the warranty happens.
How Much Does Stairlift Insurance Cost?
Prices vary depending on what type of damages are covered. Some stairlift insurance can cost as little as £40 annually, while others can go above £500.
Some of the factors that decide the price include:
- Value of stairlift
- Damages covered
- Type of stairlift (for example, curved stairlift insurances are a little more expensive because they are harder to repair)
- New or Used (Used stairlifts are more likely to run into issues down the line)
At UK Mobility Stairlifts, we have a team of stairlifts experts and serve the entire London area. Whether you’re looking for a stairlift and the installation or want to get your stairlift insured, we are happy to point you in the right direction.
Additionally, we also offer stairlift rentals which are perfect for when you are only temporarily in need of a stairlift. We can also provide you with a free no-obligation quote on stairlifts insurance 020 3984 7692.
Frequently Asked Questions
Here are some frequently asked questions about stairlift insurance. If you have further questions, you can also contact us via the phone number above.
Is It Worth it?
Yes, in most cases, it is. The cost of stairlift insurance compared to the value of the machine is rather low. And being completely covered for repairs that can often cost a couple of hundred pounds is definitely good.
What Stairlifts Can I Purchase Insurance For?
You can purchase insurance for all major stairlift manufacturers. Therefore, yours should be covered, but you can always get in touch first.
For many people, stairlifts represent independence. They allow users to navigate their homes with ease and assurance, providing peace of mind not only to the individual but to their family and loved ones. However, like any piece of equipment, stairlifts can experience wear and tear, and unforeseen breakdowns can occur. This is where stairlift insurance and warranties come into play. Let’s dive into what stairlift insurance encompasses and why it’s so crucial.
Understanding Stairlift Insurance
Coverage & Policies: When we talk about “cover”, we’re referring to the protection provided by an insurance policy against specific events or conditions. In the case of stairlifts, coverage usually includes breakdowns, faults in the equipment, and in some cases, regular servicing or maintenance agreement.
Costs & Payment: Insurance costs can vary based on the levels of coverage you opt for. Some insurance providers might offer basic coverage for standard wear and tear, while others provide comprehensive plans covering everything from breakdowns to labour for repairs.
Supplier vs. Manufacturer Warranties: Often, when purchasing a stairlift, the manufacturer provides a stairlift warranty. This is a guarantee that the product will function as promised under normal conditions for a set period. However, some stairlift suppliers might also offer their warranties, separate from the manufacturer’s warranty.
Why You Need It
Reassurance: With insurance in place, homeowners can rest easy knowing their investment is protected. If anything were to go wrong – whether that’s a fault in the lift’s power supply or a mechanical breakdown – the costs of repair or replacement could be covered.
Service and Maintenance: Some policies come bundled with a service contract, ensuring regular check-ups and servicing, which can be essential for elongated product lifespan. Regular stairlift servicing, including checking stairlift batteries, ensures that everything remains in top condition.
Protection from Unexpected Costs: Without insurance or a warranty cover, a sudden breakdown can result in hefty repair bills, including parts, labour, and call outs. With insurance, much of these costs can be mitigated.
Things to Consider
Trusted Providers: Look for reputable insurance providers. Websites like Trustpilot can provide reviews and ratings. Additionally, it’s essential to read through the terms and conditions of the policy and check for any potential exclusions.
The “Extras”: Some policies go the extra mile by covering more than just repairs. They might offer coverage for replacement stairlift batteries, maintenance of the stairlift’s power supply, or even items like cookies (if, for example, your stairlift was purchased as part of a broader homecare package that included added perks).
Duration & Renewals: Warranties often have a set period, but insurance can be renewed annually. It’s essential to be aware of the policy’s duration and the process for renewal.
VAT and Costs: Some users, depending on their health condition and mobility levels, might be eligible for VAT relief when purchasing certain products. This could extend to insurance or warranty products too, so it’s worth checking with the supplier.
Whether you’ve recently installed a stairlift in your home or are considering one for the future, stairlift insurance provides an added layer of reassurance. Talk to suppliers, research policies, and ensure you’re covered for the unexpected. It’s not just about protecting a piece of equipment; it’s about ensuring peace of mind for users and their community of loved ones. Get your advice pack today.
Remember, while a stairlift can be a significant investment, the freedom, independence, and safety it provides are priceless. With the right insurance policy and service agreement in place, you can ensure that your stairlift remains a trusted and reliable part of your home for years to come.